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Inflation Adjustment Calculator

What your money will be worth in a few years, and what today's purchases will cost by then.

Result

Currency

How much money we're talking about, in today's terms.

The average rate you're assuming.

How many years ahead.

Purchasing power after the period

7.441 €

What the same basket will costAssumption
13.439 €
Cumulative inflationAssumption
+34,39 %
Value lostAssumption
2.559 €

How it's calculated

Inflation doesn't add up, it compounds. Three percent per year for ten years isn't thirty percent total but closer to thirty-four — because each year's increase lands on already higher prices.

There are two different questions here, and they often get mixed up. First: what will today's purchases cost later. Second: how much will today's money buy later. One is a multiplication, the other a division, and the results are not the same.

The rate you set is an assumption, not a measurement. Once we plug in real price-index series, this page will be able to compute between two specific years instead of relying on a single average rate.

Example

€10,000 today, at 3% inflation per year, will have the purchasing power of about €7,441 after ten years. The same basket of goods that costs €10,000 today will cost roughly €13,439 by then.

Frequently asked questions

What's a realistic inflation rate?
The European Central Bank targets 2% per year over the medium term. 2022 and 2023 ran well above that. For a long-term projection, 2–3% is a reasonable assumption, but try higher rates too.
Why two different figures for the same period?
Because they answer two different questions. Purchasing power shows what today's money buys later; future cost shows what the same thing will cost. One divides by the inflation factor, the other multiplies.
Does this account for rising wages?
No. This measures prices only. If your salary rises at the same pace as inflation, its purchasing power stays the same even though the number goes up.